Health coverage for the years before Medicare
No employer plan? Self-employed? Between jobs? You have more options than a confusing website will ever show you — and most people qualify for real financial help.
Individual, family & self-employed coverage
ACA Marketplace Health Insurance
Compare subsidized Marketplace plans, check if you qualify for premium tax credits, and enroll with a licensed agent — at no extra cost.
Learn moreHealth Insurance for the Self-Employed
Freelancers, contractors, and business owners have more options than the Marketplace alone. We map the choice that fits your income and taxes.
Learn moreShort-Term & Gap Coverage
Bridging a gap between jobs, before Medicare, or after a life change? Short-term and supplemental plans can cover the in-between.
Learn moreDental & Vision Insurance
Standalone dental and vision plans that fill a real gap — because Original Medicare and most health plans don't cover routine dental or eye care.
Learn morePPO Plan Options
Private, indemnity-style PPO plans for people under 65, especially the self-employed: see the providers you want, when you want, with no referrals needed.
Learn moreMental Health & Telemedicine Coverage
Plans and supplemental options that make therapy, psychiatry, and virtual doctor visits genuinely accessible — not just technically covered.
Learn moreFlorida KidCare & Children's Medicaid
Low-cost and no-cost health coverage for Florida children through Florida KidCare and Medicaid — and help figuring out which program your family qualifies for.
Learn moreFamily Planning Medicaid (Limited Benefit)
A limited Medicaid benefit that covers family-planning services for those who qualify — a helpful option to know about while you sort out fuller coverage.
Learn moreLife & supplemental protection
Life Insurance
Term, whole, and living-benefit life insurance that protects your family's income, pays off debt, and can even help while you're still living.
Critical Illness & Supplemental Coverage
Lump-sum cash if you're diagnosed with cancer, a heart attack, or stroke — money you can spend on anything, not just medical bills.
Estate & Legacy Planning Coordination
We coordinate the insurance side of your estate plan — beneficiaries, life insurance, and long-term-care strategy — alongside your attorney and tax advisor.
Social Security Timing Analysis
As a Registered Social Security Analyst®, Kate helps you choose the claiming age and strategy that can add tens of thousands to your lifetime benefit.
Travel Medical Insurance
Coverage for medical emergencies while you travel — including abroad, where Medicare and most U.S. plans simply don't follow you.
Instant-Decision Term Life with Living Benefits
Term life you can often qualify for in minutes — no medical exam for many applicants — and that includes living benefits you can use if you get seriously ill.
Let's find your best plan — free of charge
One free, no-pressure conversation and we'll translate your options into a clear recommendation — built around your doctors, medications, and budget.
- No cost to you
- RSSA® · CMIP®
- No pressure, ever