The Truth Is: Most U.S. Health Plans Don't Follow You Overseas
No Coverage Abroad
Medicare generally does not cover medical care received outside the United States. Most private plans are similar.
Cash Upfront Required
Many foreign hospitals require full cash payment upfront — before treatment begins. No insurance card will help.
$50K–$200K Evacuations
Medical evacuations to the U.S. can cost $50,000–$200,000 or more. Your domestic plan won't cover this.
BCBS Pays Directly
Blue Cross Blue Shield Global Solutions℠ pays providers directly — so you're not chasing receipts while sick abroad.
Why Travelers Trust Mere Benefits
We don't just sell travel insurance — we use it ourselves. As a licensed agency partnered with Blue Cross Blue Shield Global Solutions℠, we help you find the right plan for your trip, your health, and your budget.
"I use Blue Cross Blue Shield Global Solutions℠ for my own family's international travel. I wouldn't recommend something I don't personally trust. When you're 6,000 miles from home and something goes wrong, you need to know someone has your back."
Getting Covered Is Simple
Three easy steps — and you can be covered in minutes.
Get a Free Quote
Enter your trip dates and destination. See plan options and pricing instantly — no obligation.
Choose Your Plan
Single trip or multi-trip annual coverage. Pick the level of protection that fits your travel style.
Travel with Confidence
You're covered worldwide. If something happens, BCBS Global Solutions handles it — directly.
What Your Plan Covers
Emergency Medical Care
Illness and injury treatment at hospitals and clinics worldwide, including COVID-19.
Medical Evacuation
Emergency transport to the nearest quality facility or back to the U.S. if needed.
Prescriptions Abroad
Coverage for medications you need while traveling internationally.
Emergency Dental
Sudden dental emergencies covered — relief of pain, broken teeth, and acute infections.
Pre-Existing Conditions
Some plans cover acute onset of pre-existing conditions — sudden flare-ups while traveling.
24/7 Assistance
Round-the-clock travel assistance hotline, English-speaking support, and claims help anywhere in the world.
Who Should Consider Travel Medical Insurance?
🏥 On Medicare? Your International Coverage Needs Are Different.
Medicare provides very limited coverage outside the United States, and Medicare Advantage plans vary. If you're on Medicare and planning international travel, we have a dedicated resource page that walks through your options.
Learn About Medicare & International Travel →What's at Stake
❌ Without Coverage
- A $50,000+ medical evacuation bill — paid out of pocket
- Stranded in a foreign hospital without help or English-speaking support
- A medical emergency draining your retirement savings
- Losing the freedom to travel due to financial fallout
✅ With BCBS Global Solutions
- Travel anywhere with genuine peace of mind
- Know that if something goes wrong, someone has your back
- Protect your savings and your health
- Your trip stays a memory — not a financial crisis
Frequently Asked Questions
Blue Cross Blue Shield Global Solutions℠ plans typically cover emergency medical care (illness and injury), hospital stays, medical evacuation to the U.S., repatriation of remains, COVID-19 related medical expenses, and emergency dental care. Coverage for acute onset of pre-existing conditions may be available depending on the plan selected.
Some plans include coverage for the acute onset of pre-existing conditions — if a pre-existing condition flares up unexpectedly while traveling, you may be covered for emergency treatment. Chronic or ongoing management is typically not covered. Contact us before enrolling and we'll help you find the right plan.
Yes. Repatriation of remains is a standard benefit included in BCBS Global Solutions travel medical plans. The cost of transporting remains home from abroad can be $10,000 or more and is rarely covered by domestic health insurance.
Blue Cross Blue Shield Global Solutions℠ is designed to pay the provider directly where possible, so you are not left chasing reimbursements while you're sick overseas. Plan specifics on deductibles and cost-sharing will be shown during the quote process.
Single trip plans cover one specific international trip. Multi-trip (annual) plans cover unlimited trips within a 12-month period, with each trip covered up to a set number of days (commonly 30, 45, or 90 days). Multi-trip plans tend to be more economical for frequent travelers, expats, and cruise enthusiasts.
Any U.S. resident traveling internationally for leisure, business, mission work, or study. It's especially important for Medicare recipients, older travelers, those with health conditions, cruise passengers, and anyone visiting countries where hospitals may require upfront payment.
Generally, no. Medicare provides very limited coverage outside the United States, and Medicare Advantage plans vary. Learn about Medicare & International Travel →
Cost depends on your age, trip length, destination, and coverage level. Many travelers are surprised to find that short-term travel medical coverage costs just a few dollars per day. Get a personalized quote — it only takes a few minutes.
Click "Get a Quote & Enroll Now" on this page. You'll be taken to the Blue Cross Blue Shield Global Solutions℠ enrollment portal for an instant quote. You can also call or email Mere Benefits and we'll help you find the right plan.
Yes! GeoBlue has rebranded as Blue Cross Blue Shield Global Solutions℠ — the same trusted coverage, now under the full Blue Cross Blue Shield name. The plans, the network, the claims support, and the quality of coverage have not changed — just the name.