Coverage Solutions for Every Stage of Life
No matter your age, work situation, or health needs — we guide you to the right plan with zero cost for our help.
Medicare
Turning 65 or helping a loved one? We simplify your options and help avoid costly mistakes.
Explore Medicare PlansACA Marketplace
Lost coverage or self-employed? We help you qualify for subsidies and choose the right plan.
See ACA OptionsGroup Benefits
Small business owner? We design flexible, affordable group health plans for your team.
Get a Group QuoteSelf-Employed Health
No employer benefits? We help entrepreneurs get quality coverage that fits their budget.
Coverage for FreelancersSocial Security
Nearing retirement? We help you choose the best time to claim and maximize your benefits.
Optimize Your BenefitsLife Insurance
Protect what matters most. From final expense to term life, we find the right coverage.
See Life Insurance PlansDental, Vision & Hearing
Affordable add-ons with or without a health plan. Great for retirees and the self-employed.
View Dental & Vision PlansCritical Illness Coverage
Extra financial support if cancer, heart attack, or stroke strikes — focus on healing, not bills.
Learn About CoverageEstate Planning
Protect your legacy and ease the burden on loved ones through simple, respectful planning.
Start Estate Planning3 Simple Steps to Get Covered
No confusion. No pressure. Just a clear path to the right coverage.
Talk With Our Team
Get your questions answered with a free, no-obligation consultation by phone or in person.
Compare Your Options
We simplify the choices side-by-side so you can make a confident, informed decision.
Get Covered
Enroll in the right plan with ongoing support whenever you need it — we're always here.
Who We Help
No matter where you are in life, we'll guide you to the right coverage.
🎂
Turning 65 and
navigating Medicare
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Self-employed and
need coverage
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Families exploring
Marketplace options
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Business owners offering
employee benefits
Certifications & Affiliations
Trusted by Leading Insurance Carriers
We work with 40+ carriers to find the right fit for your needs.
Not Sure Your Current Plan Is Working?
If your coverage feels confusing, limited, or more expensive than expected, you're not the only one asking questions. Some people don't need a new plan — they just need to look at their options differently.
Kate Spilsbury
Licensed Insurance Agent & Broker
Registered Social Security Analyst (RSSA®)
Certified Medicare Insurance Planner® (CMIP®)
We're a woman-owned agency based in Jacksonville, FL, licensed in multiple states, and passionate about helping individuals, families, and small businesses feel confident in their coverage decisions.
You're not calling a call center. You're connecting with caring experts who listen, explain everything in plain English, and walk you through every step — from paperwork to plan selection.
Want the complete picture?
Our book walks you through Medicare and Social Security together — the way they were meant to be understood.
Medicare &
Social Security
Unlocked Mere Benefits
Get It Right: Medicare & Social Security Unlocked
Written by our founder, this book demystifies the decisions most people get wrong — enrollment timing, Social Security coordination, and avoiding costly mistakes.
What Our Clients Are Saying
Real stories from real people we've helped — your trust means everything.
Frequently Asked Questions
Quick answers to the questions we hear most.
We specialize in Medicare, ACA Marketplace health insurance, group benefits, prescription savings and many more. Our goal is to simplify your choices and guide you to the right plan.
Our guidance is free. You pay only for the insurance coverage you choose, at the same rates you'd find directly with the insurance company.
Yes. We offer solutions for freelancers, contractors, and small business owners, including ACA plans, group benefits, and other affordable health coverage options.
Not always. We help you find plans that include your preferred doctors and hospitals whenever possible.
We provide free reviews of your current plan and can show you if there's a better fit based on your needs, budget, or changes in coverage.
Simply contact us for a free consultation or request our free starter kit. We'll walk you through your options step by step.
Ready to Find the Right Plan?
Have a question or want personalized help? Reach out and our team will guide you.
Jacksonville, FL 32256