Finding the Right Plan Is Tough
Finding the right health insurance plan is tough — especially when you're sorting through Medicare rules, ACA subsidies, or deciding how to cover your employees. In Clay County, we see too many people overwhelmed by options or stuck with plans that don't include local doctors or hospitals.
Why We're Different
Since 2010, we've helped thousands of Floridians navigate health coverage with confidence. Our agency, Mere Benefits, opened in 2018 with a simple mission: make insurance easy to understand and tailored to your life. We know the plans that work with Orange Park Medical Center, St. Vincent's Clay County, and Baptist Health, so you won't have to worry about coverage surprises.
Our Services for Clay County
- Medicare Guidance You Can Trust When you're turning 65 or comparing plans, we'll walk you through Medicare Advantage, Supplements, and prescription drug options so you can make a confident choice.
- Marketplace & ACA Health Plans We'll check your eligibility for subsidies and make sure your ACA coverage works with trusted local providers.
- Self-Employed Health Solutions If you own a small business or work for yourself, we'll compare PPO and private plans that give you more flexibility than most Marketplace HMOs.
- Group Benefits for Small Businesses Offering health coverage for your employees doesn't have to break the bank. We'll help you design affordable benefits packages.
- Social Security & Retirement Planning As a Registered Social Security Analyst (RSSA®), we'll show you how to maximize Social Security while coordinating with Medicare.
- Veterans' Coverage We support veterans and military families with private plans that work alongside VA or TRICARE benefits, filling in the coverage gaps.
Clay County Neighborhoods We Serve
We're proud to work with individuals, families, and small businesses across Orange Park, Middleburg, Fleming Island, Green Cove Springs, Lake Asbury, Oakleaf, and beyond.
Zip Codes We Serve
How To Get Started
Schedule a Call or Zoom
We'll review your needs and answer your questions.
Compare Your Options
We'll find plans that work for your doctors, budget, and goals.
Choose with Confidence
Leave knowing your coverage fits your life.
Picture This
With the right coverage, you'll stop worrying about whether your plan includes Orange Park Medical, Baptist, or St. Vincent's or if you'll face high out-of-pocket costs. Instead, you can focus on the things that matter most — family, business, and enjoying all that Clay County has to offer.